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Without the runaround.
One simple application connects you with Canada's top lenders. Compare pre-approved offers up to $50,000 — no impact to your credit score.
Personal Loan Disclosure
Know Your Rights
5 Things Your Lender Must Tell You by Law
Before you sign anything, know what Canadian lenders are legally required to disclose. This 60-second video covers the five key disclosures that protect you as a borrower.
- Total cost of borrowing
- Your APR in writing
- Prepayment penalties & your cooling-off period
Representative Example
For example, a $2,000 unsecured personal loan at 29.96% APR repaid over 24 months would have monthly payments of approximately $111.78, for a total repayment of $2,682.83.
The maximum annual percentage rate (APR) on personal loans available through our lending partners is 35%, in compliance with Canadian federal law (Criminal Code s.347). The actual APR you receive depends on your credit profile, the lender, loan amount, and repayment term. Not all applicants will qualify for the lowest rate.
Additional fees such as administration or origination fees may apply and vary by lender. These fees are included in the APR calculation where applicable.
Affiliate Disclosure
Okanagan Credit Solutions is a loan comparison and referral service — we are not a lender. We connect Canadians with licensed lending partners and may receive compensation when you are matched with a lender through our platform. This does not affect the rates or terms offered to you by the lender. Loan approval, interest rates, and repayment terms are determined solely by the individual lender based on your application and credit profile.
All rates, terms, and loan amounts shown are subject to change and may vary by province. Checking your rate through our partners typically uses a soft credit inquiry that does not affect your credit score. A hard credit inquiry may be performed by the lender if you choose to proceed with a formal loan application.
How It Works
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Tell Us What You Need
Fill out one simple form with your loan amount and basic info. Takes about 2 minutes.
Get Matched Instantly
A soft credit check (no impact to your score) matches you with lenders who fit your profile.
Choose & Get Funded
Compare offers, pick the best one, and get funded in as little as 24 hours.
No impact to your credit score
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Watch now & explore more guidesFind Loans Near You
We serve communities across Okanagan
Kelowna
BC · Pop. 150,000
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Apply for personal loans, cash loans, and debt consolidation in Kelowna.
Penticton
BC · Pop. 37,000
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Find personal loans and financial solutions in Penticton, BC.
Vernon
BC · Pop. 44,000
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Looking for a loan in Vernon? Compare personal loan offers from trusted Canadian lenders through Okanagan Credit Solutions..
Kamloops
BC · Pop. 100,000
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Apply for personal loans in Kamloops, BC.
Abbotsford
BC · Pop. 160,000
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Compare personal loans in Abbotsford, BC.
Chilliwack
BC · Pop. 100,000
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West Kelowna
BC · Pop. 36,000
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Apply for personal loans in West Kelowna, BC.
Salmon Arm
BC · Pop. 18,000
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Looking for a loan in Salmon Arm? Compare personal loan offers from trusted Canadian lenders..
Summerland
BC · Pop. 12,000
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Lake Country
BC · Pop. 15,000
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Compare personal loans in Lake Country, BC.
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